Make your money grow

Save money, open a fixed deposit account, let it earn interest and let it grow.

Basic Fixed Deposit

For those with excess funds and wish to earn higher interest on their deposit, funds can be placed for a fixed period and interest paid at maturity. A Fixed Deposit Certificate is given as evidence of placement.

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    The interest is calculated on the term of each fixed deposit

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    Interest is paid on account maturity

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    No interest is paid for the premature withdrawal of a fixed deposit held less than 90 days.

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    In case of premature withdrawal of a fixed deposit which has been held for at least 90 days, the account holder will get interest computed based on the prevailing Savings Account rate

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    The interest is subject to 6% withholding tax




1 - 2 Months

1.50% p.a

2.00 % p.a.

3 - 5 Months

2 % p.a.

2.50 % p.a.

6 - 8 Months

3 % p.a.

3.50 % p.a.

9 - 11 Months

3.25 % p.a.

4.50 % p.a.

12 Months

3.50 % p.a.

5.50 % p.a.

Fees and Charges

Fixed deposit certificate


Renewal advice/automatic renewal upon maturity


Account maintenance


Certify account balance/audit confirmation

US$ 10 /KHR equivalent

Other benefits

Access to banking services

  • Vattanac Mobile Banking
  • Internet Banking
  • ATMs
  • All branches

Automatic transfer instruction


*Note: Terms & Conditions and interest rates are subject to change at the Bank’s discretion and without prior notice.

Application requirements

Opening an account with us is simple. All  you need is to present your National ID or Passport and to complete the Application form.
Other documents may be required in compliance with our KYC requirements.

Interested in opening a 
personal account ?

Talk to us and find the account that matches your needs