Refer your family and friends to open a Vattanac Bank account and earn 5,500 riels for every successful referral. More referrals = more rewards!

🎁 Bonus: Be the customer with the highest number of monthly transactions on the VB App and win a Smart Watch!

🗓️ Offer valid until 30 June 2025

📱 How to Refer

1. Open the VB App

2. Tap the “Refer Friends” banner on the home screen

3. Share your referral link or code with your loved one  

✅ Eligibility

• Open to both Cambodian and non-Cambodian customers with a Vattanac Bank deposit account and the VB App

Terms and Conditions

1. For 5,500 riels

Provides 5,500 riel to the referrer every time a new customer opens an account. This incentive is only available if the referrer and the referee meet the following conditions:

• The referrer and referee must complete at least 4 transactions monthly.

• Referrer maintains an average balance of $40 monthly.

• Referee maintains an average balance of $20 monthly.

• The incentive is valid from the date the referee opened the account successfully until the end of the campaign.

The incentive is received only once per referral and paid monthly to the referrer's Riel account after the win is confirmed within 2 weeks.

2. For Smart Watch

One smartwatch will be awarded to the referrer or referee who has the most transactions per month and meets the following conditions:

• Make at least 50 transactions per month.

• If the number of transactions is equal, the account balance will be used to determine the winner

• For the referrer, maintains an average balance of $100 monthly.

• For referees, maintains an average balance of $50 monthly.

• The prize is valid from the date the referee opened the account successfully until the end of the campaign.

Other Terms and Conditions:

• Each customer can win only one smartwatch during the campaign.

• Referrers can win both the 5,500 Riel and the Smart Watch.

• The number of successful referrals will also be counted as transactions.

• VB reserves the right to modify or terminate the Campaign with at least 7 days' notice on its website.

• Customers must regularly check VB’s social media and website for updates.

• Participation implies consent to data use for Campaign and marketing purposes.

• VB is not liable for any loss or damage unless caused by gross negligence conducted by VB.

• VB may disqualify customers for non-compliance or fraudulent activities.

• This Campaign is governed and interpreted in accordance with the laws of the Kingdom of Cambodia.

• For inquiries, contact VB Customer Care 24/7 on Facebook page, Telegram or WhatsApp or via 023 99 99 00.