Revolving Credit

For borrowers, usually companies, that has a definite short-term cash flow requirement but with varying degree of funds required over a specific period of time.

Features

 Short-term fixed loan enabling the borrower to reuse repaid funds

 Borrower can opt for a loan period of 1, 3, 6, 9 or 12 months

 At the end of the period, the borrower can choose to either repay the loan in full or continue ("rollover") the facility      by servicing the interest

 Repayment is a "Lump Sum" repayment at maturity

Acceptable Collateral

 Factories, shop-houses which are completed

 Residential properties which are completed

 Industrial and Agricultural land

 Fixed deposit / cash deposit / earmarking of account

 Specific debenture on plant & machinery financed by the Bank

 Corporate guarantee

 Personal / Directors' guarantee

Repayment

 Repayable on demand and subject to annual review.

Pricing

 Competitive Rates offered

Home Loan

Get that dream house! With Vattanac Bank Home Loan, we will provide you the key to making your dream home a reality. Read More

Import and Export Trade Financing

Import: Financing importation of goods / conversion of trade bills.

Export: Financing of exports / purchase of documentary export bills.

Read More

Overdraft

For working capital.Read More

Term (Fixed) Loan

For acquisition of assets, namely landed property, plant and machinery. It may also be used to finance  borrowers with definite short-term cash-flow requirements.Read More