Revolving Credit

For borrowers, usually companies, that has a definite short-term cash flow requirement but with varying degree of funds required over a specific period of time.


 Short-term fixed loan enabling the borrower to reuse repaid funds

 Borrower can opt for a loan period of 1, 3, 6, 9 or 12 months

 At the end of the period, the borrower can choose to either repay the loan in full or continue ("rollover") the facility      by servicing the interest

 Repayment is a "Lump Sum" repayment at maturity

Acceptable Collateral

 Factories, shop-houses which are completed

 Residential properties which are completed

 Industrial and Agricultural land

 Fixed deposit / cash deposit / earmarking of account

 Specific debenture on plant & machinery financed by the Bank

 Corporate guarantee

 Personal / Directors' guarantee


 Repayable on demand and subject to annual review.


 Competitive Rates offered

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