Home Loan

The Key to Your Dream Home

Get that dream house! With Vattanac Bank Home Loan, we will provide you the key to making your dream home a reality.
Facility Type - Term loan
Interest rate and tenure

  • 8% p.a. (Special rate applicable until 30 June 2017)
  • Up to 15 years or until age of 60, whichever is shorter
Margin of advance and amount of loan
  • Up to 60% of the property to be purchased
  • Between US$20,000 and US$500,000
Special Benefits
  • Fast approval
  • Special discount on insurance premium
  • Pre-approved credit card
  • Up to 100% financing of MRTA
Key terms and conditions
  • House must be complete and ready for occupancy by the owner/applicant
  • Property title must be under the name(s) of the applicant(s)
  • Applicant’s monthly income must be sufficient for the monthly payment of the loan
We can also refinance your existing housing loan. Visit our branch near you and find out on how you can get things started.

Revolving Credit

For borrowers, usually companies, that has a definite short-term cash flow requirement but with varying degree of funds required over a specific period of time.Read More

Import and Export Trade Financing

Import: Financing importation of goods / conversion of trade bills.

Export: Financing of exports / purchase of documentary export bills.

Read More

Overdraft

For working capital.Read More

Term (Fixed) Loan

For acquisition of assets, namely landed property, plant and machinery. It may also be used to finance  borrowers with definite short-term cash-flow requirements.Read More